The Philippine Crop Insurance Corporation (PCIC) admitted Tuesday it has not been able to release payments of claims to farmers this year due to the disruption in the processing of claims in the wake of the quarantine lockdowns.
PCIC provincial coordinator Jovelyn Fajardo said that they have not been able to transmit documents to their regional office because they are hesitant to leave the papers to couriers that take at least a month before they are able to deliver them.
“Ngayong 2020 ay wala pa tayong naitatala na nabayaran sa Puerto Princesa dahil nga lahat ng claims, na-delay yong adjustments, na-delay ‘yong process, yong lahat ng proseso sa region. Yong claims adjustments ay hindi rin maipadala dahil sa courier,” she said.
Fajardo noted that many farmers have been waiting for the release of their claim payments, conducting regular follow-up with their office.
“Ang akin lang maisasagot bilang representative sa Palawan, wala pa dumarating na mga tseke simula nong nag-lockdown pero nong na-follow up ako sa office, may mga tseke sa office na naka-hold lang dahil hindi nila maipadala rito,” she said.
“Kapag okay na ‘yong flight baka mag-schedule na lang kami, mag-a-awarding na lang kasi sobrang daming naiipon. Makikipag-coordinate na lang ako sa city government kung kailan, at sa provincial,” she added.
Fajardo said that the PCIC free insurance is still ongoing, adding that they have increased its coverage starting 2020.
“Dati ang binabayaran lang namin ay total loss, ibig sabihin ay talagang sira. Ngayon ay binabayaran namin kahit partial loss. Ibig sabihin kahit pumasok doon sa percent na dapat namin bayaran, babayaran namin,” she said.
She said that one of the requirements is to present photos of livestock animals or boats that the farmer or fisherman which to enroll in PCIC insurance. The boat must be registered with the Maritime Industry Authority (Marina) for easier processing of documents.
PCIC grants insurances of farmers for rice, corn, livestock, high-value crops, fisheries, boats, non-crop agricultural assets such as tractors and warehouses. Farmers could register their cattle to PCIC up to 10 heads to avail the insurance; buffalo up to 10 heads; goats up to 25 heads; swine fattening up to 20 heads; swine breeders up to 10 heads; chickens up to a minimum of 1,000 heads to be covered.
“Kapag baka at kalabaw ay P15,000 ang amount of cover non, kapag swine breeder ay P12,500, kapag swine fattening ay P8,000, kapag goat ay P2,500, iyon ay coverage ng inyong hayop. Pagdating sa payment, iyon ay mababawasan ng ten percent, iyon ay yong tax. Nakadepende sa edad ng inyong hayop at depende sa kini-claim niyo kung sakit ba ‘yan or namatay sa aksidente,” she said.
PCIC also has a credit and life term insurance package for farmers and fishermen wherein they will pay P375 for the whole year with P50,000 coverage that serves as insurance for those who will die due to illness, killed, or died from accidents.