There is an estimated 250,000 PHILHEALTH members in Palawan who are accredited for the ‘No Balance Billing (NBB) policy’.
According to Wilfred Hernandez, head of PHILHEALTH Palawan, included in those qualified are household help (kasambahay) with their qualified dependent children and parents, and Pantawid Pamilyang Pilipino Program (4P’s) members with their spouses and children.
Hernandez shares, “A qualified PHILHEALTH member is entitled to hospitalization services in a government facility and other private facilities recognized by PHILHEALTH. ‘No Balance Billing’ means that members who are qualified for the NBB policy, including their dependents, are not required to pay anything in the event that they are confined in a public hospital.”
Also included in this policy are indigent families which have been identified by the Department of Social Welfare and Development (DSWD) under the National Household Targeting System for Poverty Reduction (NHTSPR), who have then been considered as ‘poorest of the poor’. They have consequently been given a free membership card, the annual premium of which, is sponsored by the National Government.
In a PHILHEALTH website article dated June 18, 2014, a reference was made to a Circular issued in January of the same year, which aimed to “strengthen and improve the enforcement of the “NBB” policy, which guarantees qualified members that they will no longer have to pay any amount beyond what PHILHEALTH pays for when admitted in ward-type accommodation in government hospitals.”
This clearly demonstrates that the PHILHEALTH is dedicated to its commitment to provide protection for its members from their medical expenses during their moments of illness and disease, through its implementation of its ‘No Balance Billing’ policy.
It is the objective of the NBB to decrease the expenses borne by the least fortunate Filipinos in our society and to spare them from debt most especially in times of unexpected health crises.